Prajnan
Journal of Banking and Financial ManagementPRAJNAN: Journal of Banking and Financial Management, established in 1972 by the National Institute of Bank Management (NIBM), PRAJNAN is a quarterly academic journal dedicated to the advancement of knowledge in banking and financial management. As a double-anonymized peer-reviewed publication, PRAJNAN upholds rigorous academic standards, offering a credible platform for high-quality theoretical, empirical, and policy-oriented research.
The journal is published under the aegis of the National Institute of Bank Management, the apex institution for banking education, research, and training in India. Founded in 1969 by the Reserve Bank of India (RBI), NIBM was envisioned as a centre of excellence to provide thought leadership and capacity-building for the Indian banking and financial system. Over the decades, NIBM has evolved into a premier institution, shaping the discourse in banking and finance through its research, educational programs, and training initiatives.
PRAJNAN serves as a vital forum for the dissemination of original research on a wide array of issues relevant to banks, financial institutions, and the broader economic and regulatory environment in which they operate. Its mission is not only to advance academic inquiry but also to facilitate informed dialogue among scholars, practitioners, policymakers, and regulators. By fostering cross-sectoral engagement, the journal contributes to the development of sound financial policy and practice.
The journal welcomes contributions that explore both micro and macro aspects of banking and finance, including—but not limited to—corporate finance, trade finance, sustainable finance, financial markets, and treasury markets. In addition to full-length research articles, PRAJNAN also features brief notes, policy commentaries, and articles addressing contemporary issues that are of immediate relevance to the financial sector. With its long-standing legacy and commitment to scholarly excellence, the journal continues to play a pivotal role in shaping the evolving landscape of banking and financial management in India and beyond.
Notice: Issue 4 of Volume 53 (2024) was not released due to the journal’s transition to a new hosting platform and the change in its publication cycle from a financial year to a calendar year.
PRAJNAN: Journal of Banking and Financial Management was established in 1972 by the National Institute of Bank Management. It is a quarterly, double-anonymized peer-reviewed journal that publishes theoretical, empirical, and policy-oriented research papers across all areas of banking and finance. The aim of the journal is to provide a forum for the dissemination of original research on banks and financial institutions, as well as the corporate and macroeconomic environment, within which they operate. The purpose of Prajnan is to promote dialogues within and across academia, practitioners, policymakers and regulators. The diffusion of new tools, concepts and ideas, through the journal, is expected to influence policy formulation by bankers, regulators and the government. In addition to research papers, the journal also publishes brief articles, notes, and comments on topics of contemporary relevance within the field.
The journal covers a wide variety of topics, such as
- International Trade
- Rural and SME Finance
- Financial Inclusion
- Trade Finance
- International Finance
- Sustainable Finance
- Treasury Management
- IT in Banking and Finance
- HR, Marketing and Strategy for Banks and Fis
- Financial Markets and Institutions
- Behavioural Economics and Finance
- Asset Pricing and Valuation
- Financial Management
- Derivatives
- Corporate Finance
- Central Banking
- Accounting and Taxation
- Markets and Institutions in Developing Countries
- Monetary and Fiscal policy
- Financial Economics
- Financial Econometrics
- Risk Management
- Security Analysis and Portfolio Management
| Sanjay Basu | National Institute of Bank Management, Pune |
| Dipali Krishnakumar | National Institute of Bank Management, Pune |
| Smita Roy Trivedi | National Institute of Bank Management, Pune |
| Gargi Sanati | National Institute of Bank Management (NIBM), Pune |
| Abhiman Das | IIM Ahmedabad, India |
| Ajit Dayanandan | University of Alaska Anchorage, USA |
| Anup Kumar Bhandari | Indian Institute of Technology Madras, India |
| C Veeramani | Centre for Development Studies, Thiruvananthapuram, India |
| Debashish Mukherjee | Former Executive Director, Canara Bank |
| Madan Sabnavis | Bank of Baroda, Mumbai |
| Mangesh Patwardhan | National insurance Academy |
| N K Chidambaran | Gabelli School of Business, Fordham University |
| Pallavi Chavan | Reserve Bank of India, Mumbai |
| Pankaj Setia | Indian Institute of Management Ahmedabad, Ahmedabad, India |
| Prithwiraj Nath | Essex Business School, University of Essex, United Kingdom |
| Saibal Ghosh | Qatar Central Bank, Doha, Qatar |
| Sanjib Bordoloi | Reserve Bank of India, Mumbai |
| Saugata Bhattacharya | Centre for Policy Research, New Delhi, India |
| Vivek Rajvanshi | IIM Calcutta, India |
| Vijay Kelkar | Chairman, India Development Foundation |
| Anil K Khandelwal | Former CMD of Bank of Baroda |
| D. M. Nachane | Professor Emeritus, Indira Gandhi Institute of Development Research (IGIDR) |
| Geeta Gouri | Distinguished Fellow, India Development Foundation |
| N. S. Vishwanathan | Former Deputy Governor, Reserve Bank of India and Senior Fellow IIM Bangalore |
| B. Sambamurthy | Former Director & CEO, IDRBT Hyderabad |
| Partha Ray | Director, NIBM Pune |